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Account Top-up and Deposit

Eliminate delays and inconveniences for your customers with seamless top-ups and deposits.

The Problem
  • Bank transfers to digital wallets require customers to use third party apps
  • Card payments result in high fees for both parties
  • Slow onboarding leads to lower conversions
The Solution
  • Fully native in-app payment experience, from bank connection to payment execution to reconciliation
  • Friction-free onboarding flow maximizes conversions
  • Direct bank transfers avoid high fees and chargebacks

How Do We Enable Top-ups and Deposits

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Direct Bank Connection

Our connect SDK allows clients to build a simple bank connection on their platform that not only captures customer data but also add themselves as a beneficiary in their customers account for payments.

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Native Payments Flow

Our native SDK build is completely configurable for all client platforms. From connecting the customers bank account to initiating the payment, it all happens on your platform.

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Reconciliation Services

On top of our payment services, we provide a premium ancillary service. Our reconciliation dashboard aggregates and matches all incoming payments via Spire to your bank statement to simplify your reconciliation workflows.

See Spire In Action

Explore what it’s like to connect with Spire as an end-customer and see the data you can extract using the LinkSDK and Data APIs.